Terms & Conditions

Welcome to Titan Insurance Hub. These Terms and Conditions govern your use of our website and services. By accessing or using our website, you agree to be bound by these terms. If you do not agree, please do not use our website or services.

1. Definitions

• "Company," "we," "us," and "our" refer to Titan Insurance Hub.
• "You" and "your" refer to the person using our website or services.
• "Services" refer to the insurance products and related services provided by Titan Insurance Hub.

2. Use of Services

By using our services, you agree to:

• Provide accurate, current, and complete information about yourself and your vehicle.
• Maintain the confidentiality of your account information
• Use our services in compliance with all applicable laws and regulations.
• Not engage in any activity that disrupts or interferes with our services.

3. Insurance Policies

• All insurance policies provided by Titan Insurance Hub are subject to the terms and conditions outlined in the individual policy documents.
• It is your responsibility to review and understand the terms of your insurance policy.
• If there are any discrepancies between these Terms and Conditions and your insurance policy, the terms of your insurance policy will prevail.

4. Payment Terms

• Premium payments must be made in accordance with the payment schedule outlined in your insurance policy.
• Failure to make timely payments may result in the cancellation of your policy.
• We reserve the right to change our pricing and payment terms at any time, with notice to you.

5. Claims

• To file a claim, you must follow the procedures outlined in your insurance policy.
• You must provide accurate and complete information when filing a claim.
• We reserve the right to investigate and verify all claims.

6. Privacy

Your use of our services is also governed by our Privacy Policy, which can be found here. By using our services, you consent to the collection and use of your information as described in our Privacy Policy.

7. Intellectual Property

• All content on our website, including text, graphics, logos, and software, is the property of Titan Insurance Hub or its licensors and is protected by intellectual property laws.
• You may not reproduce, distribute, or create derivative works from any content on our website without our prior written consent.

8. Disclaimers

• Our services are provided "as is" and "as available" without warranties of any kind, either express or implied.
• We do not warrant that our services will be uninterrupted, error-free, or free from viruses or other harmful components.
• We are not responsible for any loss or damage resulting from your use of our services.

9. Limitation of Liability

• To the fullest extent permitted by law, Titan Insurance Hub shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of our services.
• Our total liability to you for any claims arising out of or related to your use of our services shall not exceed the amount you have paid us in the past twelve months.

10. Indemnification

You agree to indemnify, defend, and hold harmless Titan Insurance Hub, its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses arising out of or related to your use of our services or your violation of these Terms and Conditions.

11. Governing Law

These Terms and Conditions are governed by and construed in accordance with the laws of [TX], without regard to its conflict of law principles.

12. Dispute Resolution

• Any disputes arising out of or related to these Terms and Conditions or your use of our services shall be resolved through binding arbitration in accordance with the rules of the [Arbitration Association].
• You agree to waive any right to a jury trial or to participate in a class action.

13. Changes to These Terms

We may update these Terms and Conditions from time to time. Any changes will be posted on this page with an updated effective date. Your continued use of our services after the changes are made will constitute your acceptance of the revised terms.

14. Contact Us

If you have any questions or concerns about these Terms and Conditions, please contact us at: